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Fresh Start Forms has a Cure to Prevent the Post holiday spending blues

Chicago, IL (PRWeb) December 15, 2006 -- The start of the year is a very delicate time for the average consumer. The months following the New Year have all of the stress and havoc of the holidays without the parties, presents, and shopping to distract consumers from their financial worries. Excessive holiday spending and the upcoming tax refunds make the start of every year the beginning of the bankruptcy filing season.

Edward Sanchez, a Debt Reduction Specialist, is aware of this cultural trend. His company, Fresh Start Forms is taking every effort to get in front the upcoming bankruptcy wave. The combination of personalized coaching and easy-to-use software is refreshing and a well needed marriage of the old with the new.

This holiday season a free coaching session is available to every person that purchases their Debt Reduction Program.

In an industry flooded with debt help, Fresh Start Forms takes a unique approach to debt relief. Their Debt Reduction Program is based on two core principles: breaking out of the debt cycle and paying down debt.

Their program is made of simple systems designed to recognize, break, and reverse poor consumer habits. In addition to their program is the Fresh Start Forms software; it generates a personalized payment calendar based on the user's bills. Gone are the days of wondering how much to add to your payments and which creditor to pay first. This software takes the guess work out of paying down debt.

By using their program and adding just $1 per month towards paying down their debt, the average consumer is likely to take more than 15 years off of their mortgage and save thousands.

Fresh Start Forms lives by a standard, a mission. Their website clearly displays their goal and way of life.

"At Fresh Start Forms we're teaching you how to live debt free."

This holiday season take advantage of their big hearts and helping hands.

To learn more, visit: www.freshstartforms.com

or you can write them at:
Fresh Start Forms, LLC
FreshStartForms.com
PO Box 3351
Oak Park, IL 60303-3351

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